INFORMATION

FINANCING

At Toothology Dental, we offer flexible financing options to fit a variety of budgets. Whatever your situation, our team will work with you to find a solution that makes sense.

Simple Steps, Stress-Free Care

How Financing Works at Toothology Dental

Getting the care you need shouldn’t come with a complicated process. Toothology Dental works with CareCredit, Cherry, and Alfion to offer flexible financing options that are simple to apply for and easy to use — so you can focus on your health, not the paperwork.

Step 1: Get Your Treatment Plan Your financing journey starts with a conversation. During your appointment, Dr. Gorgan will walk you through your recommended treatment and provide a clear breakdown of associated costs. There are no surprises — just honest, transparent information so you can make a confident decision about your care.

Step 2: Choose Your Financing Partner Once you have your treatment plan in hand, a member of our team will help you explore your financing options through CareCredit, Cherry, and Alfion. Each partner offers different terms and approval criteria, giving you flexibility to find the option that fits your budget and financial situation best.

Step 3: Apply and Get a Decision Applying is quick and straightforward. Most patients can complete an application and receive a decision in minutes — right here in our office or from the comfort of home before your appointment.

Step 4: Schedule Your Treatment Once approved, you’re ready to move forward. Work with our front desk to schedule your treatment at a time that’s convenient for you, and let us take care of the rest.

A healthier smile is closer than you think — and now, more affordable too.

Because your smile shouldn't have to wait

Flexible Financing Options

We offer third-party financing through CareCredit, Cherry, and Alfion so you can get the treatment you need today and pay over time.

These financing partners offer a range of payment plans — including low- and no-interest options — to fit a variety of budgets. Whether you’re investing in dental implants, a smile makeover, or a full-mouth restoration, financing makes it possible to move forward without putting your care on hold. Our team can walk you through the application process right in the office.

accessible & transparent dental care

Quality Care That Fits Your Budget

Dr. Gorgan founded Toothology Dental with a commitment to making high-quality dentistry accessible to the Charlotte community — and that includes being upfront about costs.

We’ll never recommend treatment you don’t need, and we’ll always explain your options clearly before anything moves forward. From routine preventive care to advanced implant procedures, our goal is to find a path that works for your health and your budget. Contact our office with any questions about insurance or financing — we’re happy to help.

HAVE QUESTIONS ABOUT COVERAGE OR COSTS?

FREQUENTLY ASKED QUESTIONS

Does applying for financing affect my credit score?

It depends on the financing partner. Some options, like Cherry, offer a soft credit check that does not impact your credit score, while others may require a hard inquiry. A member of our team can walk you through each partner’s process so you know what to expect before you apply.

Can I use financing for any procedure, or only major treatments?

Financing through CareCredit, Cherry, and Alfion can be applied to a wide range of treatments — not just large cases. Whether you’re scheduling a single crown or a more involved procedure like dental implants, financing can help spread the cost into manageable monthly payments.

Do you offer payment plans?

Yes. Through our third-party financing partners — CareCredit, Cherry, and Alfion — we offer a variety of payment plan options, including low- and no-interest plans depending on your qualifications. This allows you to spread the cost of treatment over time so you can prioritize your oral health without financial stress.